1. SALES AND CANCELLATION POLICY

Due to the unique and exclusive nature of our courses, all sales are final and no refunds will be issued. The credit and transfer policies below (Sections 1 and 2) do not apply to the Opportunity of a Lifetime package.

In-Person Events: If you are unable to attend, you may email notice to [email protected] to receive a credit toward a future event, based on when your notice is received:

• 121 or more days before the event: 100% credit

• 120 to 91 days before the event: 50% credit

• 90 days or fewer before the event: no credit

Virtual Events: You may transfer your registration to a different virtual event date by emailing [email protected] at least two (2) weeks before your scheduled course date, subject to a $100 transfer fee. Requests received less than two (2) weeks before the course date will not be accepted.

2. TRANSFER POLICY

This Transfer Policy does not apply to the Opportunity of a Lifetime package. Credits from in-person events may be applied to another course date or program, subject to a $100 processing fee per transfer. You may also transfer your registration (in-person or virtual) to another individual by notifying us at least two (2) weeks before the course date, subject to a $100 transfer fee. No transfers, credits, or changes can be made once the course begins. All dates and locations are subject to change without prior notice.

Fast action bonuses, including guest tickets and digital products, do not carry over with any credit or transfer to a different course or date (see Section 5).

3. EVENT FEES AND INCLUSIONS

The course fee covers registration, tuition, and course materials only. Additional expenses — including travel, lodging, meals, and other incidentals — are not included unless explicitly stated in writing by Niurka, Inc.

In-person events are a live, in-the-room experience. Replays and recordings of in-person events are not provided to participants. Being fully present is part of the transformation, and we can't wait to see you there.

4. INSTALLMENT PLAN TERMS

If you select an installment plan, you authorize Niurka, Inc. to charge your credit card as per the agreed schedule. Installments will be billed every 30 days from the initial payment. Failed payments incur a $35 re-processing fee per attempt. Late payments may incur a $35 late fee.

5. FAST ACTION BONUSES

Fast Action Bonuses are our way of celebrating students who say yes to themselves and take decisive action. These bonuses may include a guest ticket, a digital product, or another gift. They are tied to the specific course you enrolled in and are meant to support your experience in that program.

Because they’re connected to your commitment to that course, all fast action bonuses are forfeited if you do not attend the course you purchased, or if you cancel, request a credit, request a refund, or transfer your registration to a different course or date. Guest tickets are valid only when the guest attends alongside you at the course you enrolled in. A guest may not attend in your place or on their own. If you cancel, request a refund, transfer, or don’t attend, the guest ticket is forfeited along with any other bonus items, and access to any digital bonus products already delivered will end at that time. Bonuses can’t be moved to another course, exchanged, or redeemed for cash or credit.

If you transfer your registration to another individual as described in Section 2, your guest ticket may transfer as well, provided the guest attends alongside the new registrant at the same course.

We understand that life sometimes brings the unexpected. In the case of a genuine emergency, Niurka, Inc. may choose, at its sole discretion, to honor some or all of your bonuses. We created these gifts to reward your commitment, and we can’t wait to celebrate you in the room.

6. RECORDING AND MEDIA RELEASE

You acknowledge that the event will be recorded. By participating, you grant permission to Niurka and Niurka, Inc. to use your voice, image, name, and likeness for promotional and educational purposes without further consent. Recording any portion of this event (audio, video, or photography) by participants is strictly prohibited.

7. CONFIDENTIALITY AGREEMENT

We value the confidentiality and integrity of this experience. By attending, you agree to respect the privacy of all participants and refrain from sharing any personal information discussed during the event.

8. DISCLAIMER AND RELEASE OF LIABILITY

The services offered by Niurka, Inc. are educational and do not replace medical, mental health, or other professional advice. By participating, you agree to release Niurka, Niurka, Inc., and any affiliated individuals or entities from liability for any outcomes resulting from your participation, including but not limited to injury, illness, loss, or damages. You agree to indemnify and hold Niurka, Inc. and its representatives harmless from any claims or actions arising out of your participation in this program.